Meet the Team

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Stephen has over 20 years’ experience in financial planning and is one of the highest qualified planners in the UK having attained both Chartered and Certified status. In addition Stephen has passed the Society of Trust and Estate Practitioners specialist examinations and is a Registered Trust and Estate Practitioner (TEP). Stephen was elected as a Fellow of the Chartered Insurance Institute (FCII) in 2010. Fellowship of the CII is universally regarded as the premier qualification for those working in the insurance industry.
Stephen has been advising private clients on post retirement issues including inheritance tax planning since 1999 and has received numerous national awards for his advice via the Financial Planner of the Year Awards which are run by one of the Financial Times’ specialist publications: Money Management. Whilst Stephen’s technical expertise is second to none, he believes that it is his approachability and skill at making complicated solutions easy to understand, which makes his advice so popular.

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After 18 years’ experience in financial planning, Tracy is one of the highest qualified financial planners in the UK having attained both Chartered and Certified Status. Tracy is a Fellow of the Personal Finance Society which is evidence that she has attained the most prestigious level of professional achievement. In addition, Tracy is a Registered Trust and Estate Practitioner (TEP) having passed the Society of Trust and Estate Practitioners (STEP) Diploma in Trust & Estates and the Advanced Certificate in Family Business Advising.

Tracy has been providing advice to private clients and business across investments, pensions, taxation and estate planning since 2007 and believes her friendliness and ability at making complicated solutions easy to understand makes her a popular and successful adviser. Tracy is a Welsh speaker and able to offer a bilingual service.

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David’s extensive experience in financial services has seen him complete the Chartered Insurance Institute’s Advanced Diploma, and he has also attained Chartered status. This highlights his detailed technical knowledge and commitment to professional development.

David provides advice to private clients and businesses across investments, pensions and protection, specialising in corporate pensions.

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Emma’s skills and professionalism were recognised early in her career when she was voted Newly Qualified Independent Financial Adviser of the Year at the Financial Adviser Life and Pensions awards in 2010. Since then she has gone from strength to strength, attaining Chartered status in 2014 and being elected a Fellow of the Personal Finance Society, highlighting her technical knowledge and commitment to professional development.

Emma specialises in providing advice to private clients and businesses across investments, pensions and protection, and she particularly enjoys using cashflow modelling to complete her holistic approach to financial planning.

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During his many years in financial services, Rory has been awarded Chartered status – one of the highest exam-based qualifications for financial advisers in the UK – and attained a Distinction grade in the G20 Personal Financial Planning examination. He has been advising private clients on investment and retirement issues, including inheritance tax planning, since 1991.

Rory has been elected a Fellow of the Personal Finance Society – evidence of his technical knowledge and commitment to professional development. He has also been awarded the Certificate for Financial Services (Trusts and Estate Planning) from the world-renowned Society of Trust and Estate Practitioners.

Rory works closely with all his clients, helping to plan and organise their finances, and bringing them the reassurance of knowing that their financial lives are in good shape.

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Antonia achieved Chartered Financial Planner status in 2024 after successfully completing the rigorous Advanced Diploma in Financial Planning via the Chartered Insurance Institute. Chartered status is a symbol of technical competence and signifies a public commitment to professional standards.

Having gained extensive experience in a wide range of financial matters over her career, which started with 75point3 in 2007, Antonia now offers investment and pension advice to private clients, trusts and attorneys, either directly or via professional connections.

Antonia prides herself on offering a friendly, approachable service which allows her to work closely with clients, their families and other advisers to develop and implement effective retirement planning, investment strategies, protection analysis and inheritance tax planning.

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Thomas has completed the Chartered Insurance Institute’s Diploma in Regulated Financial Planning and the Certificate in Paraplanning, and is currently working towards his Advanced Diploma and Chartered status.

Thomas’s main focus at 75point3 is providing technical and financial research and support to our financial advisers. His specialist knowledge of pension and investment planning means that he can work closely with advisers to make sure clients always achieve their financial and personal goals.

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During Martyn’s years with 75point3 he has held a number of roles within the company. These include time spent as a paraplanner, mortgage adviser and independent financial adviser.

Martyn has achieved his diploma in financial advice and is currently working towards attaining Chartered status. He provides advice to private and corporate clients on all aspects of financial protection.

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Kirsty has completed the Chartered Insurance Institute’s Diploma in Financial Planning and is currently working towards her Advanced Diploma and Chartered Status.

She provides advice in all aspects of financial planning including life insurance, pensions and investment solutions, specialising in corporate pension schemes. In October 2014, she gained national recognition when she was named as runner-up for the UK Automatic Enrolment Planner of the Year award by the Financial Times’ specialist publication, Money Management.

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Kathleen joined 75point3 in April 2022 as a Trainee Financial Adviser having completed her degree in Accounting & Finance at Bangor University. Having successfully achieved her Diploma in Regulated Financial Planning, Kathleen has become a qualified Independent Financial Adviser providing advice on investments, pensions, taxation and estate planning.

Kathleen is already working towards her Advanced Diploma and Chartered status which demonstrates her dedication in enhancing her knowledge in financial planning. Kathleen is known for her friendly approach and is able to simplify complex financial concepts so clients can make an informed decision. Kathleen is a Welsh speaker and able to offer a bi-lingual service.

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Kim holds Chartered status and is working towards becoming a Fellow of the Personal Finance Society. She has undertaken numerous industry roles including paraplanning, advising and training and competence, and has developed considerable expertise across a wide range of roles.

Kim oversees all aspects of compliance, training and competency for our business, and is looking to expand her knowledge further into management and compliance.

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Kathryn Morgan-Jones has been with 75point3 since October 2018, bringing over 17 years of experience from Barclays, where she started in Accounts and rose to Assistant Manager.

In her role as a Financial Services Assistant, Kathryn provides comprehensive support across various aspects of the company. She has demonstrated her dedication to professional growth by completing several exams, including RO1, CF6, R05, R03, and R02, as part of her pursuit towards achieving the Diploma in Regulated Financial Planning - aiming to achieve this by the end of 2024.

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With over 9 years of dedicated experience in the financial services sector, Zac brings a wealth of expertise to the team. Currently serving as a paraplanner at 75point3, he has also contributed his skills to Lloyds Banking Group in the past. Zac's journey began with the completion of his Bachelor's Degree in Law from Bangor University in 2014.

Zac's professional growth is marked by his achievement of the CII Diploma in regulated Financial Planning. Eager to continuously enhance his qualifications, he is actively pursuing his Advanced Diploma and Chartered Status.

In his current capacity, Zac plays a pivotal role in providing both technical and financial research. He collaborates closely with Financial Advisors to formulate well-suited recommendations. With a strong command over protection, pension, and investment planning, Zac's insights contribute significantly to helping clients realise their individualised financial aspirations.

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With an impressive 25-year career in financial services, Lee is a senior paraplanner at 75point3. Beginning as a Financial Adviser in 1999, he transitioned to paraplanning in 2017, drawing on his extensive adviser experience to provide valuable insights.

Lee's proficiency in crafting precise recommendations, coupled with his technical expertise, stems from his deep industry knowledge. Collaborating closely with advisers, he ensures clients' personal and financial goals are achieved.

Having joined 75point3 in June 2022, Lee's impact is already evident. His qualifications include a Diploma for Financial Advisers, reflecting his commitment to growth. Lee's role encompasses research, support for advisers, and report writing. He's a valued member of both the Investment and Decumulation Committees, contributing to our strategic direction.