Our status as Chartered Financial Planners demonstrates our commitment to the highest standards of excellence.
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We are your number one choice for mortgage advice in North Wales.
With offices in Llandudno, St Asaph, Colwyn Bay, Caernarfon and Porthmadog, we have been helping people in the area find the most suitable mortgage deals since 2002.
Call us today on 01492 877299 or email us at info@75Point3.co.uk
We’ll talk you through the process and help you find a competitive mortgage deal.
We take the mortgage hassles out of moving house to help make the whole process easier.
Find out how much you could save by remortgaging
Whatever the size of your property portfolio, we’ll take the hassle out of finding a great mortgage.
We help you choose protection products to look after the important things in life.
We make it easy to release some of the equity in your home to spend as you wish.
With the right self-build mortgage, you can enjoy the freedom to build the home of your dreams.
Discover your monthly mortgage payments with our user-friendly mortgage calculator
Call us today on 01492 877299 or email us at info@75Point3.co.uk
Mortgage and Protection Adviser
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Mark has worked in financial services since 1998 and has been advising clients on their mortgage requirements. Mark has passed advanced exams in mortgages which qualify him to discuss all aspects of mortgage planning including; house purchases, re-mortgages, buy to let, commercial mortgages and debt consolidation.
Mark is also qualified to provide advice for clients in later life, who wish to release value from their home via an equity release mortgage or home reversion plan. Mark uses the whole mortgage market place in providing advice and feels that this independence allows him to make sure that he not only provides the right advice, but he is also able to secure the best deals available.
Mark also acts as the company Compliance Officer.
Independent Financial Adviser
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Martyn has been a valued member of the 75point3 team since 2011, bringing over a decade of experience and expertise to his clients. Throughout his career, he has held several key roles within the company, including Paraplanner, Mortgage Adviser, and Specialist Protection Adviser. These positions have equipped Martyn with a comprehensive understanding of financial planning across various disciplines.
Martyn holds a Diploma in Financial Advice and is actively working towards achieving Chartered status, demonstrating his commitment to professional development and excellence. He provides tailored financial advice to both private and corporate clients, helping to design and implement financial plans across a wide range of areas.
Mortgage and Protection Adviser
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David has worked in financial services for many years, and is qualified to discuss all aspects of mortgage planning including house purchases, remortgages, buy to let, commercial mortgages and debt consolidation.
David is also qualified to provide advice for clients in later life who want to release value from their home via an equity release mortgage or home reversion plan. His advice is based on the whole of the mortgage market, with this independence allowing him to make sure that not only does he deliver suitable advice for each client, but that he is also able to secure the most competitive deals available.
Mortgage and Protection Adviser
I can speak Welsh
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Ffion’s years in financial services have seen her pass advanced exams in mortgages, qualifying her to discuss all aspects of mortgage planning including house purchases, remortgages, buy to let, commercial mortgages and debt consolidation.
She has particular in-depth knowledge of affordable housing and the planning restrictions and conditions placed on local housing. She also advises on protection products including life insurance, critical illness and income protection, and is a Welsh speaker who is able to offer a bilingual service.
Mortgage and Protection Adviser
I can speak Welsh
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Sandra’s qualifications enable her to discuss all aspects of mortgage planning including house purchases, remortgages, buy to let and debt consolidation, and she has been advising clients in these areas for several years. She draws on the whole of the mortgage market when giving her advice, and feels this independence allows her to make sure that not only does she provide appropriate support to each client, but she is also able to secure the most competitive deals.
Sandra works closely with clients, builders and estate agents, and also advises clients on protection products including life insurance, critical illness and income protection. She is also a Welsh speaker, and is therefore able to offer a bilingual service.
Mortgage and Protection Adviser
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Carol is qualified to discuss mortgage-related areas including house purchases, remortgages, buy to let, commercial mortgages and debt consolidation. With access to the whole of the mortgage market, she is able to provide suitable advice tailored to each client’s needs, while also securing the most competitive mortgage deals.
Carol specialises in new builds, working closely with clients to ensure the transition for first-time buyers and home movers into their new homes is a smooth one. She also helps clients using government housing schemes and assists with their implementation, and advises on protection products including life insurance, critical illness and income protection.
Mortgage and Protection Adviser
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Nisha’s experience in financial services includes passing mortgage exams that qualify her to discuss all aspects of mortgage planning. This includes house purchases, remortgages, buy to let, commercial mortgages and debt consolidation.
Nisha refers to the whole of the mortgage market when providing advice, and is committed to delivering advice appropriate to each client while also securing the most competitive deals available. She also advises on protection products including life insurance, critical illness and income protection.
The mortgage that meets your needs depends on who you are and why you want it. That’s why we always begin with a conversation. That way we can find out more about you and take a look at your current financial situation.
Once you’ve made your decision – and don’t worry, we’ll advise you along the way – we’ll get going on your application and work with the lender to ensure they have everything they need. With our help, it can be a straightforward process.
A mortgage is a big commitment, so we also advise on protection products if you’d like us to, just in case the unexpected happens.
We are proud to be independent, which means we can search the whole of the mortgage market rather than just a handful of lenders. We talk you through the options then get a decision ‘in principle’ – an indication from your chosen lender that they will lend to you.
We don’t disappear once your application is successful. We can guide you through the next steps, working with solicitors and other professionals to make sure everything progresses smoothly if necessary.
Our access to the market is unrivalled, including dozens of lenders only available to Brokers.
Taking out a mortgage can be a stressful process – we’re here to make every aspect easier for you from start to finish.
We find the most appropriate mortgage to suit your individual circumstances and we focus on how it will work for you now and in the future.
Call us today on 01492 877299 or email us at info@75Point3.co.uk
Beecholme, Pwllycrochan Avenue
Colwyn Bay
LL29 7BW
Tel: 01492 877299
Email: info@75point3.com
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75point3 @ Dunn & Ellis
Lombard Street
Porthmadog
LL49 9AP
Tel: 01745 530202
Email: info@75point3.com
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Our fee for our complete mortgage advice service is £499, this is ONLY payable if your mortgage application is successful, and your property purchase completes. Our service to you includes comparing the whole of the market to find you the best deals, undertaking affordability calculations, managing and completing all the paperwork, submitting and managing your application and ensuring all deadlines are met, and generally supporting you with helpful advice throughout the entire process of purchasing your property.
As a mortgage is secured against your home, it may be repossessed if you do not keep up the mortgage repayments
The Financial Conduct Authority does not regulate some commercial and buy to let mortgages.
A Lifetime mortgage secured against your home or Equity Release will reduce the value of your estate and may affect your entitlement to means tested benefits. Our fee for this advice is £699. All fees payable on completion*.
*We require all clients to have payment ready on receipt of mortgage offer, all payments will be processed on completion.
Our status as Chartered Financial Planners demonstrates our commitment to the highest standards of excellence.