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Mortgage Advisers

We are your number one choice for mortgage advice in North Wales.

With offices in Llandudno, St Asaph, Colwyn Bay, Caernarfon and Porthmadog, we have been helping people in the area find the most suitable mortgage deals since 2002.

  • You will experience a truly personal service.
  • We take care of everything to minimise your time and stress.
  • We have full access to the whole of market and not just part of it.
  • We also offer you virtual meeting calls to save you time.

Call us today on 01492 877299 or email us at info@75Point3.co.uk

Tell us about your mortgage requirements

Here’s how we can help you

First-time buyers

We’ll talk you through the process and help you find a competitive mortgage deal.

Home Movers

We take the mortgage hassles out of moving house to help make the whole process easier.

Remortgage

Find out how much you could save by remortgaging

Buy to let mortgages

Buy to Let

Whatever the size of your property portfolio, we’ll take the hassle out of finding a great mortgage.

Protection

We help you choose protection products to look after the important things in life.

Equity Release

We make it easy to release some of the equity in your home to spend as you wish.

Self-build

With the right self-build mortgage, you can enjoy the freedom to build the home of your dreams.

Find a Mortgage

Discover your monthly mortgage payments with our user-friendly mortgage calculator

Call us today on 01492 877299 or email us at info@75Point3.co.uk

Looking for a great mortgage deal?

Talk to one of our friendly mortgage and protection experts

Mark Bonsall

Mark Bonsall

Mortgage and Protection Adviser

Email: markbonsall@75point3.com
Tel: 01492 877299
Office: Llandudno

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Mark has worked in financial services since 1998 and has been advising clients on their mortgage requirements. Mark has passed advanced exams in mortgages which qualify him to discuss all aspects of mortgage planning including; house purchases, re-mortgages, buy to let, commercial mortgages and debt consolidation.

Mark is also qualified to provide advice for clients in later life, who wish to release value from their home via an equity release mortgage or home reversion plan. Mark uses the whole mortgage market place in providing advice and feels that this independence allows him to make sure that he not only provides the right advice, but he is also able to secure the best deals available.

Mark also acts as the company Compliance Officer.

Martyn Wickens

Martyn Wickens

Specialist Protection Adviser

Email: martynwickens@75point3.com
Tel: 01492 877299
Office: Llandudno

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During Martyn’s years with 75point3 he has held a number of roles within the company. These include time spent as a paraplanner, mortgage adviser and independent financial adviser.

Martyn has achieved his diploma in financial advice and is currently working towards attaining Chartered status. He provides advice to private and corporate clients on all aspects of financial protection.

David Haycocks

David Haycocks

Mortgage and Protection Adviser

Email: davidhaycocks@75point3.com
Tel: 01492 877299
Office: Llandudno

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David has worked in financial services for many years, and is qualified to discuss all aspects of mortgage planning including house purchases, remortgages, buy to let, commercial mortgages and debt consolidation.

David is also qualified to provide advice for clients in later life who want to release value from their home via an equity release mortgage or home reversion plan. His advice is based on the whole of the mortgage market, with this independence allowing him to make sure that not only does he deliver suitable advice for each client, but that he is also able to secure the most competitive deals available.

Ffion Berry Evans

Ffion Berry Evans

Mortgage and Protection Adviser

Email: ffionberry@75point3.com
Tel: 01492 536333
Office: Colwyn Bay

I can speak Welsh

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Ffion’s years in financial services have seen her pass advanced exams in mortgages, qualifying her to discuss all aspects of mortgage planning including house purchases, remortgages, buy to let, commercial mortgages and debt consolidation.

She has particular in-depth knowledge of affordable housing and the planning restrictions and conditions placed on local housing. She also advises on protection products including life insurance, critical illness and income protection, and is a Welsh speaker who is able to offer a bilingual service.

Sandra Davies

Sandra Davies

Mortgage and Protection Adviser

Email: sandradavies@75point3.com
Tel: 01286 674500
Office: Llandudno

I can speak Welsh

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Sandra’s qualifications enable her to discuss all aspects of mortgage planning including house purchases, remortgages, buy to let and debt consolidation, and she has been advising clients in these areas for several years. She draws on the whole of the mortgage market when giving her advice, and feels this independence allows her to make sure that not only does she provide appropriate support to each client, but she is also able to secure the most competitive deals.

Sandra works closely with clients, builders and estate agents, and also advises clients on protection products including life insurance, critical illness and income protection. She is also a Welsh speaker, and is therefore able to offer a bilingual service.

Carol Oliver

Carol Oliver

Mortgage and Protection Adviser

Email: carololiver@75point3.com
Tel: 01492 877299
Office: Llandudno

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Carol is qualified to discuss mortgage-related areas including house purchases, remortgages, buy to let, commercial mortgages and debt consolidation. With access to the whole of the mortgage market, she is able to provide suitable advice tailored to each client’s needs, while also securing the most competitive mortgage deals.

Carol specialises in new builds, working closely with clients to ensure the transition for first-time buyers and home movers into their new homes is a smooth one. She also helps clients using government housing schemes and assists with their implementation, and advises on protection products including life insurance, critical illness and income protection.

Nisha Hampshire-Jones

Nisha Hampshire-Jones

Mortgage and Protection Adviser

Email: nisha@75point3.com
Tel: 01492 536333
Office: Colwyn Bay

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Nisha’s experience in financial services includes passing mortgage exams that qualify her to discuss all aspects of mortgage planning. This includes house purchases, remortgages, buy to let, commercial mortgages and debt consolidation.

Nisha refers to the whole of the mortgage market when providing advice, and is committed to delivering advice appropriate to each client while also securing the most competitive deals available. She also advises on protection products including life insurance, critical illness and income protection.

Making things easy

We start with a chat

The mortgage that meets your needs depends on who you are and why you want it. That’s why we always begin with a conversation. That way we can find out more about you and take a look at your current financial situation.

Your mortgage application

Once you’ve made your decision – and don’t worry, we’ll advise you along the way – we’ll get going on your application and work with the lender to ensure they have everything they need. With our help, it can be a straightforward process.

Keeping you protected

A mortgage is a big commitment, so we also advise on protection products if you’d like us to, just in case the unexpected happens.

Finding your deal

We are proud to be independent, which means we can search the whole of the mortgage market rather than just a handful of lenders. We talk you through the options then get a decision ‘in principle’ – an indication from your chosen lender that they will lend to you.

With you all the way

We don’t disappear once your application is successful. We can guide you through the next steps, working with solicitors and other professionals to make sure everything progresses smoothly if necessary.

Why use a mortgage broker like 75Point3?

We access the best deals

Our access to the market is unrivalled, including dozens of lenders only available to Brokers.

We take care of you

Taking out a mortgage can be a stressful process – we’re here to make every aspect easier for you from start to finish.

Our advice is tailored to you

We find the most appropriate mortgage to suit your individual circumstances and we focus on how it will work for you now and in the future.

Call us today on 01492 877299 or email us at info@75Point3.co.uk

Our offices - Get in touch with us

  • Llandudno
  • St Asaph
  • Colwyn Bay
  • Caernarfon
  • Porthmadog
  • Pwllheli

14 Madoc Street
Llandudno
LL30 2TL

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92 Bowen Court
St Asaph Business Quarter
St Asaph
LL17 0JE

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14 Penrhyn Road
Colwyn Bay
LL29 8LG

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17 Y Maes
Caernarfon
LL55 2NE

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75point3 @ Dunn & Ellis
Lombard Street
Porthmadog
LL49 9AP

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13 Gaol Street
Pwllheli
LL53 5RG

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Our fee for our complete mortgage advice service is £499, this is ONLY payable if your mortgage application is successful, and your property purchase completes.  Our service to you includes comparing the whole of the market to find you the best deals, undertaking affordability calculations, managing and completing all the paperwork, submitting and managing your application and ensuring all deadlines are met, and generally supporting you with helpful advice throughout the entire process of purchasing your property.
As a mortgage is secured against your home, it may be repossessed if you do not keep up the mortgage repayments
The Financial Conduct Authority does not regulate some commercial and buy to let mortgages.
A Lifetime mortgage secured against your home or Equity Release will reduce the value of your estate and may affect your entitlement to means tested benefits. Our fee for this advice is £699. All fees payable on completion*.
*We require all clients to have payment ready on receipt of mortgage offer, all payments will be processed on completion.