Protect the people who matter to you most 75point3.com
2 | Protection Planning for the future is wise, but challenges can arise unexpectedly. Creating a solid plan means preparing for life’s unforeseen events as well as your goals. Accidents and illnesses can lead to financial losses. In cases of death, your family could face financial difficulties. That’s where protection comes in. By securing suitable protection now, you can shield yourself and your loved ones from the financial burdens of life’s unexpected events. Be prepared for whatever lies ahead.
Protection | 3 Life insurance Protect your loved ones from financial hardships if the worst happens. Life insurance provides a lump sum to cover obligations like mortgages, bills and living expenses. Partner with us to find the appropriate coverage for your needs. A lump sum for your beneficiaries in the event of your death Financial protection to cover a mortgage, household bills, education fees and more Helps to lift the financial burden when you’re no longer around Partner with us to find the most suitable cover for your needs As financial planners we provide diverse solutions based on your needs. We cover everything from income security during illness to sustaining your family’s financial wellbeing and can seamlessly incorporate protection into your future plans. Rely on our trusted Chartered Financial Planners for a secure financial future. Our chartered status reflects our unwavering dedication to top-tier professionalism. WHAT WE OFFER Experienced, independent financial planning Protection against financial loss for you and your loved ones Chartered Financial Planning status Access to the entire market Tailored advice for your circumstances AT A GLANCE
4 | Protection Critical Illness Cover Enable yourself to financially cope with critical illnesses. This offers a lump sum or monthly income for conditions like strokes, heart attacks and certain types of cancer. Ease your financial burden during recovery with this type of support. AT A GLANCE A lump sum or monthly income if you’re diagnosed with a specified critical illness Can be used for mortgage payments, medical expenses or any other purpose Valuable financial support at a difficult time Family income Ensure consistent financial support for your family if you pass away. This provides a monthly income until the policy term ends, to help towards covering bills and childcare costs. Secure your family’s peace of mind. AT A GLANCE Pays a regular income to your beneficiaries if you die Regular financial support for the duration of the policy term Protects against money worries for family and loved ones
Protection | 5 Whole of life cover Provide for your family’s future even after you’re gone. Whole of life cover ensures a lump sum pay-out, serving as an inheritance for your loved ones. Decide wisely with our guidance. AT A GLANCE A lump sum for your beneficiaries when you die Cover lasts for the rest of your life Financial provision for family or loved ones when you’re no longer around Income protection If illness or injury prevents work, income protection can help cover some of your lost income. Choose short or long-term coverage based on your needs. We help you navigate the options for appropriate protection. AT A GLANCE A regular income if you are unable to work Choice of short or long-term cover Valuable financial protection in case of sickness or injury
6 | Protection Putting life insurance into trust Life insurance can safeguard loved ones, and placing it in a trust might be wise. This legal setup has the trust owning the policy, delivering funds to chosen beneficiaries upon your demise. Placing life insurance in trust could offer tax advantages as policy values often falls outside your estate. You might opt for a trust to delay a child’s payout until they’re 18, or to name an unmarried partner as beneficiary. Creating trusts is swift, yet understanding their benefits and workings is crucial. Diverse trust types exist, each with unique traits, necessitating expert counsel. Our team is here to discuss options and guide your fitting choice.
Protection | 7 Why 75point? A Tailored Approach We take the time to understand your needs and offer tailored advice. Independent Advice: Access to the entire market for the most suitable solutions. Chartered Excellence: Our status ensures exceptional service and standards. Guided Process: We assist you from selection to application. Ongoing Support: Count on us whenever you need advice.
We are Chartered Financial Planners, publicly committed to a customer first approach and values that align with a professional Code of Ethics Find out more Call: 01492 877299 Email: info@75point3.com Visit: 75point3.com
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